Getting Over Your Bad Credit Score

 A bad credit score isn't the end of your credit... 

From: Kate Rieger, President
Corydon, Southern Indiana
Wednesday 09:30am

Kate Rieger  70% of Credit Reports Are Reporting Incorrect Informtaion!

This credit repair article will make you thing twice about the condition of your credit. Think your credit is pretty good? Check out the surprising statistics compiled by the Public Interest Research Group, PIRG. They performed a national survey and the findings indicated that as much as 70% of all credit reports contained errors.

Three national credit bureaus, Equifax, Experian, and Trans Union, collect and compile information about consumer creditworthiness from banks, creditors and from public records such as lawsuits, tax liens and bankruptcy filings. The so-called "Big Three" each maintains a file on nearly every adult American. The resulting credit report amounts to a consumer's financial résumé.

According to PIRG's credit repair article one in four credit reports contains errors serious enough to cause consumers to be denied credit, a loan, an apartment or home loan or even a job.  

Significant findings include:

• Twenty-five percent (25%) of the credit reports contained errors serious enough to result in the denial of credit;
• Seventy-nine percent (79%) of the credit reports contained mistakes of some kind;
• Fifty-four percent (54%) of the credit reports contained personal demographic identifying information that was misspelled, long-outdated, belonged to a stranger, or was otherwise incorrect;
• Thirty percent (30%) of the credit reports contained credit accounts that had been closed by the consumer but incorrectly remained listed as open.
   

In this credit repair article, PIRG recommends that consumers examine all three credit reports at least once each year, before they apply for credit. You can request these free credit reports from the only government sanctioned website Annualcreditreport.com. Just and FYI, these reports have the detail, but they do not come with a credit score. Consumers have to pay for that.

If you would like to learn more about how to find errors on your credit report, enroll in my free mini-course entitled "Extreme Debt Reduction & Credit Score Boosting Strategies That 98% Of Borrowers Will Never Know -- And How You Can Learn These Strategies Too..."

Yes Kate - I want to start today!

What others are saying...

Hi Kate,

I do want to thank you so much for your quick and thorough responses to my questions. I am amazed at the amount of information you manage to deliver. Your  program is terrific.

You give an awful lot of personal attention that can never come from a computer program.

Thanks for everything - I mean it!

Melissa

Louisville, KY

Dear Ms Rieger,

God Bless You!

You treated me like I was someone important.  I thank you for that and for showing me how to improve my FICO scores. You are truly amazing!

Sincerely,
 

Roberta D.

Jeffersonville, IN  

Credit Rejuvenations Rocks!

Dave