Know the
Consumer Protection Regulations
A
department of the Federal Trade
Commission is the Bureau of Consumer
Protection, and its “mandate is to
protect consumers against unfair,
deceptive, or fraudulent practices.
Jo Ann Joy
Consumer Law Consultant
Understand the Basic Consumer Enforcement
Agengies
|
Division of Advertising Practices:
Consumers are protected from
deceptive or unsubstantiated
advertising. The focus is on
advertising of the following
products: tobacco and alcohol, food
and over-the-counter drugs,
energy-related products,
environmental products, and
infomercials.
Division of Enforcement:
Consumers are protected by enforcing
compliance with court orders in
consumer protection cases,
investigating and prosecuting civil
actions to stop fraudulent, unfair,
or deceptive marketing and
advertising practices, and enforcing
consumer protection laws.
The Division of Financial
Practices: Many consumer credit
statutes are enforced including the
Consumer Leasing Act, the Credit
Practices Rule, the Equal Credit
Opportunity Act, and the Fair Credit
Billing Act. The text of these laws
can be found on the Federal Trade
Commission’s website www.ftc.gov.
The Division of Marketing
Practices: Enforces federal
consumer protection laws by filing
legal actions to stop scams and help
victims of scams
The Division of Planning and
Information: Measures the impact
of FTC activities to protect
consumers, including the Identity
Theft Program.
The Office of Consumer and
Business Education: Establishes
public education programs for
consumers and industry about fraud,
deception, and unfair practices
using print, broadcast, and
electronic media.
It would be prudent for you or
your attorney to visit the FTC’s
website, read the regulations, and
set up systems to be sure you are in
and stay in compliance. If the FTC
determines that you are violating
any of its regulations, it has the
authority to seize your assets
pending investigation. If the FTC
gets a court judgment against you,
the fines are significant and the
FTC could shut down your business.
About the author
Jo Ann Joy is the CEO
and owner of Indigo
Business Solutions, a
legal and business
consulting firm. Indigo
Business Solutions is a
“one stop shop” for
small businesses. We
differ from other
business consulting
firms, because we offer
comprehensive legal and
business counseling. We
can offer most of the
professional services
that a business
requires. We work with
our clients to develop
strategies that create
value and competitive
advantage. Our goal is
your success.
Jo Ann has a law
degree, an MBA, and a
degree in Economics, but
she is not a traditional
attorney. Rather, she is
a strategic business
attorney who works
closely with clients to
create and implement
strategies that will
greatly improve their
performance and chance
of success. Her
background includes
commercial and real
estate law, accounting,
financial planning,
mortgages, marketing,
product development,
banking, and business
strategies. She ran a
successful business for
10 years, and she has
written and given
presentations on many
different legal and
business subjects.
Jo Ann Joy, Esq.,
MBA, CEOCopyright 2006
Indigo Business
Solutions. All rights
reserved.
You may contact Jo
Ann by phone at (602)
663-7007, by fax at
(602) 324-7582, by email
at
joannjoy@Indigo
Business Solutions.net,
and by mail at 2313 East
Ocotillo Road, Phoenix,
AZ 85016
For more information
about these and other
important business
topics and for legal
consultation, please
visit our website at
http://www.IndigoBusinessSolutions.net
|
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