Time For
Debt Relief Help Louisville!
Consider
the following questions to help you
decide if you need debt help....
From: Kate Rieger,
President
Second Opinion Solutions Group, LLC
Corydon, Southern Indiana
Sunday 03:29pm
Kate Rieger
Debt Relief Help Louisville
|
Do you have savings? Do you find
yourself exhausting savings as a way of
supporting your debts?
If you do not have
savings, you should be concerned because
you may not be able to adjust to an
unexpected situation that requires
additional financial resources. If you
are exhausting savings to keep up with
your bills, it may be an indication that
you are spending more than your income
can support.
Do you pay only minimum payments
on your credit cards?
If you are only making minimum
payments and can afford to pay more, you
should. If you can only afford minimum
payments or not much more than minimum
payments, you are probably overextended
and need debt help. It is likely that if
you are thrown into a situation that
requires more financial resources, your
situation will become unmanageable.
Have you been declined credit or
declined a credit line increase?
Being declined for credit
is a good sign that you need to evaluate
your finances. Creditors use guidelines
to determine your credit worthiness and
if they decline you, it means that they
feel that your finances exhibit signs of
trouble.
Another
strong indication that you need debt
help -- after you pay your monthly
credit card bills, do you accumulate as
much or more debt the following month?
Are you dependent on cash
advances to pay on your other credit
obligations?
This may be a sign that
you are dependent on your credit cards
to maintain your style of living or
supplement day to day living expenses.
Can you
account for the total amount of debt
that you owe? Do you avoid adding up the
total of the amount of your outstanding
debt?
If you can not account for
the total amount of debt that you owe,
you may be avoiding the problem. You
must confront your spending behavior.
Stop avoiding the pain of debt
reduction. Establish a better repayment
plan before the situation becomes
unmanageable.
Are your cards
nearing or over your available credit
limit? Have you ever attempted to make a
credit card purchase and had the card
declined?
If the answer is yes, it
may be another sign that you are turning
your cheek to the pain of confronting
paying for credit card purchases. It is
also a sign that you are not aware of
your financial situation. If you were
aware of your finances and understood
how high your balances were, the
situation could have been avoided. Your
creditors assign a credit limit to you
based on your credit history,
outstanding indebtedness, and income. If
you are at or near your limit it is a
good sign that you need debt reduction.
Do you
purposely hide credit card bills from
family members?
Hiding debt from family
members is an indication that you
realize that there is a problem. The
fact that you feel you have to hide your
spending behavior from loved ones
indicates that you refuse to confront
the situation, but realize there is a
problem.
Do you float
checks or bounce checks?
Floating checks is the
practice of issuing a check in hopes
that by the time the check is cashed,
you will have the money in the account.
Floating and/or bouncing checks is an
indication that you are living paycheck
to paycheck and your finances are in
trouble. Floating and bouncing checks
indicates that you are not fully aware
of your financial situation.
Do you get
collection calls from creditors?
Collection calls are a
sure sign that you are behind on credit
obligations. Don't avoid the problem.
Start planning to become current again.
Learn more
about an
extreme debt reduction program.
If you are
interested in starting your own credit
repair today all you have to do is
enroll in my free online mini course
called
"Extreme Debt Reduction & Credit Score Boosting Strategies That 98% Of Borrowers
Will Never Know -- And How
You Can Learn These Strategies Too..."Well, the title is a bit
long, but the course has 7 concise lessons that you can refer back to at any
time. To
start this free, online mini-course, please complete the short form below
and you can start immediately -
Yes Kate - I
want to start today!
What others are saying...
Hi Kate,
I do want to thank you so much for your quick and thorough responses to my questions. I am amazed at the amount of information you manage to deliver. Your
program is terrific.
You give an awful lot of personal attention that can never come from a computer
program.
Thanks for everything - I mean it!
Melissa
Louisville, KY
__________________________________________________
Dear Ms Rieger,
God Bless You!
You treated me like I was someone
important. I thank you for that and for showing me how to improve my FICO
scores. You are truly amazing!
Sincerely,
Roberta D.
Jeffersonville, IN
__________________________________________________
Credit Rejuvenations Rocks!
Dave
|
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P.P.S.
Remember, if you haven't done it yet, make sure you
get your free Special
Mini-Course entitled "Extreme Debt Reduction &
Credit Score Boosting Strategies That 98% Of Borrowers Will Never Know --
And How You Can Learn These Strategies Too..." by completing
the sign-up form above.
Warmest Regards,
 |
